Key compliance texts in Algeria
The main laws, regulations and milestones to know on AML/CFT, KYC, internal control and anti-corruption.
Reference page maintained by the editorial team (last updated: 26 October 2026). Unofficial summaries: it does not replace the texts published in the Official Journal or legal advice.
Anti-money laundering and counter-terrorist financing
- Law No. 05-01 of 6 February 2005The founding law on preventing and combating money laundering and terrorist financing. Amended in particular by Ordinance No. 12-02 (2012), Law No. 23-01 of 7 February 2023 and Law No. 25-10 of 24 July 2025.
- Law No. 23-01 of 7 February 2023A major overhaul of Law 05-01, strengthening the obligations of obliged entities and extending the framework to proliferation financing.
- Law No. 25-10 of 24 July 2025 (Official Journal No. 48 of 2025)Requires a national and sectoral assessment of money laundering, terrorist financing and proliferation financing risks, regularly updated and shared with obliged entities; tightens the ban on crypto-assets.
- CTRF Instruction No. 02 of 4 December 2023Sets out obligations towards the Financial Intelligence Processing Unit (CTRF), which reports to the Ministry of Finance.
Banks, financial institutions and Algérie Poste
- Bank of Algeria Regulation No. 11-08 of 28 November 2011On internal control of banks and financial institutions, including the management of compliance risk.
- Bank of Algeria Regulation No. 24-03 of 24 July 2024On preventing and combating money laundering, terrorist financing and proliferation financing.
- Bank of Algeria Instruction No. 04-2026 of 30 April 2026Unified KYC procedure: customer risk rating based on four parameters, checks against the CNRC beneficial ownership register, senior management approval for PEPs, grounds for refusing a relationship, file reviews at least annually (high risk), every 3 years (medium risk) or every 5 years (low risk).
Anti-corruption and personal data
- Law No. 06-01 of 20 February 2006On preventing and combating corruption.
- Law No. 25-11 (Official Journal No. 48 of 2025)On personal data protection, published in the same Official Journal as Law 25-10.
International milestones: the FATF
- 25 October 2024Algeria added to the FATF list of jurisdictions under increased monitoring (“grey list”).
- 19 June 2026Algeria removed from the grey list.
- Around 2029Next mutual evaluation expected, focused on effectiveness.
To go further, read our articles on AML/CFT & KYC.